Understanding Our Fee Structure

An Investment in Your Financial Future

At Still Water Financial Partners, fees are based on the complexity of your situation and level of engagement required. During our discovery process, we'll determine the appropriate fee structure for your family.


To help you understand typical fee ranges

Comprehensive Financial Planning

Typical Range: $7,500-$20,000 annually

You likely fit here if:

  1. Operate through one or more corporations

  2. Need integrated corporate and personal planning

  3. Want strategic coordination with your professional team

  4. Require semi-annual reviews and ongoing guidance

Your planning typically includes:

  • Strategic salary and dividend optimization for your corporate structure

  • Corporate and personal tax planning coordination

  • Corporate cash deployment and investment planning

  • Retirement planning across corporate and personal accounts

  • Family and education savings strategies

  • Risk management and insurance structuring through corporate and personal vehicles

  • Integrated cash flow management between corporate and personal needs

  • Professional team coordination (accountant, lawyer, banker)

Fractional Family Office Management

Typical Range: $60,000-$120,000 annually

You likely fit here if:

  1. Need 4-8 hours weekly of dedicated financial management

  2. Operate complex multi-entity structures

  3. Require proactive coordination across all advisors

  4. Want a true thinking partner embedded in your financial life

  5. Value guaranteed access and immediate responsiveness

Your engagement typically includes:

  • Comprehensive financial oversight and coordination

  • All professional relationship management and strategic coordination

  • Proactive tax and estate planning across all entities

  • Complete corporate structure optimization and governance

  • Investment strategy development and oversight

  • Risk management and insurance coordination

  • Multi-generational wealth and succession planning

  • Unlimited access for questions and strategic discussions

  • Regular reporting and family meeting facilitation

Note: This service is limited to 3-5 families to ensure exceptional service delivery

Note: Fees are due annually, with monthly and quarterly payment options available. The fees above are represented before HST.

While we offer investment management services, they are entirely optional. Any investment management fees paid are credited against your annual planning fee.